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CURE
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Healthcare Consumer Education Association

Healthcare, explained in plain English.

Nobody was ever taught how deductibles, copays, or plan networks work. CURE teaches you, answers your questions any time, and helps you find affordable benefits that fit.

Ask CURE a question Start learning

Educate · Empower · Simplify Healthcare

Ask CURE
What's the difference between a copay and coinsurance?
Should I go to urgent care or the ER?
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Healthcare literacy · Ask CURE

Questions Ask CURE can help you answer

These are the kinds of questions members ask every day. Ask CURE, our AI assistant, explains the answer in plain language and walks you through what it means for you.

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Ask CURE · AI guidance

Ask anything about your coverage, any time

Ask CURE is an AI assistant for healthcare questions. It explains your benefits, helps you compare options, and tells you what a bill means. It teaches. It doesn't sell.

Ask CURE
Available to members
Questions members ask
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Ask CURE gives general education, not medical or legal advice. In an emergency, call 911.
Upload and explain · Ask CURE

Upload a confusing document. Ask CURE explains it.

Upload a PDF or a photo of your EOB, medical bill, or plan summary. Ask CURE reads it, breaks it down line by line, and tells you what it means for you in plain language. You can ask follow-up questions about any line.

What Ask CURE can read
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PDFs or photos, available to all CURE members.
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Tools · Cost transparency

See what a visit may cost before you go

Enter a bill amount and where you are with your deductible. We'll show how the cost is likely to split between you and your plan, and why.

Also in the member toolkit
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Visit cost estimator
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Estimate for education only. Copays, out-of-pocket maximums, and network rules can change what you owe.
Here's how to decide

The right place for care is often the less expensive one

Choosing between telehealth, urgent care, and the ER can change a bill by hundreds of dollars. Start with two questions: is this life-threatening, and can it wait for a regular appointment? Then match your situation to the right place below.

If you think it's an emergency, call 911 or go to the nearest ER. Don't wait to check costs.
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Choose this when
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Membership

One membership for learning, guidance, and benefits

Every member gets Ask CURE and our tools and calculators. There are two ways to enroll.

Join through your group
Become a CURE association member through your affinity group

CURE membership is offered through affinity groups. If you belong to one, fill out the form to enroll.

Fill out the association form
Enrolled in LayerUp
You're already a CURE member

If you're enrolled in LayerUp, you're already enrolled in CURE. Log in to use Ask CURE and our tools.

Not enrolled in LayerUp yet? To find out more about how to enroll, ask your association.

Log in
LayerUp member form
Set up your CURE membership

Use the same name and details you used to enroll in LayerUp so we can match your records.

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Association member form
Become a CURE association member through your affinity group

CURE membership is available only to members of an affinity group.

Are you a member of an affinity group?
Sorry, you don't qualify for CURE membership right now

CURE membership is available only through LayerUp enrollment or membership in an affinity group. If you join an affinity group later, you're welcome to come back and fill out this form.

Submit form
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We've received your form

We'll check your details and email you next steps for setting up your CURE account.

Back to membership
Every membership includes
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Benefits through LayerUp

Membership also gives you access to affordable benefits through LayerUp. It's one part of what CURE offers, and we'll explain your options plainly. Here's how LayerUp could help, if it fits you.

Learn about LayerUp benefits
Our mission
Educate. Empower. Simplify Healthcare.

We help people understand, access, and use healthcare more effectively through education, technology, and affordable benefits support.

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